INSURANCE & WELNESS PROGRAMS
Accepted Insurance & Wellness Programs at Fit4Life Health Clubs. Unlock Free or Low-Cost Fitness Through Your Health Plan – Join Today
At Fit4Life, fitness is for everyone—regardless of age, plan, or lifestyle. We’re excited to partner with multiple top wellness programs that cover gym memberships at no additional cost (or very low cost) for eligible individuals. From Medicare Advantage to commercial/employer benefits and beyond, you can enjoy our 24/7/365 clubs, state-of-the-art equipment, group classes, personal training options, showers, and more. Many members start through these programs and love the community, results, and convenience!
We proudly participate in these leading wellness programs. Check your eligibility and get started—most offer unlimited or credit-based access to our facilities!
• Tivity Prime and SilverSneakers — Leading Medicare benefit for Advantage/Supplement plans. Unlimited access to our clubs, senior-tailored classes, health education, and social events to support independence and vitality.
• Silver&Fit — Available through many Medicare and commercial plans. No-cost/low-cost membership with full gym access, plus tools for healthy, active aging.
• Active&Fit Now / Active&Fit Direct — Great for employer, commercial, or health plan members. Flexible gym access with no long-term commitments and affordable options.
• Renew Active — Exclusive to UnitedHealthcare Medicare Advantage members. Combines fitness with brain health activities—stay strong and sharp.
• One Pass Select Commercial / One Pass Medicare/Medicaid — Broad coverage for commercial, Medicare, and Medicaid plans. Includes gym access, virtual workouts, and holistic well-being support.
• FitOn Health — Innovative hybrid benefit through various Medicare Advantage, commercial, and employer plans. Use monthly credits (paid by your plan) for in-person gym memberships, classes, or fitness experiences at our locations—plus unlimited digital workouts, nutrition plans, and wellness content for on-the-go motivation.
Benefits
• Covered costs — Your plan handles the basics (no or minimal out-of-pocket for eligible members); easy upgrades if needed.
• Complete access — Train anytime at any North Carolina location (Raleigh Area, FayettevilleArea, Jacksonville Area, Wilmington Area, etc.).
• Personalized & inclusive — Senior-friendly modifications, group classes, complimentary personal training trials, and family perks like our free Kid Zone.
• Holistic perks — Showers, smoothie bars (at select clubs), and community events to keep you motivated and connected.


INSURANCE & WELNESS PROGRAMS
Accepted Insurance & Wellness Programs at Fit4Life Health Clubs. Unlock Free or Low-Cost Fitness Through Your Health Plan – Join Today
We proudly participate in these leading wellness programs. Check your eligibility and get started—most offer unlimited or credit-based access to our facilities!
• Tivity Prime and SilverSneakers — Leading Medicare benefit for Advantage/Supplement plans. Unlimited access to our clubs, senior-tailored classes, health education, and social events to support independence and vitality.
• Silver&Fit — Available through many Medicare and commercial plans. No-cost/low-cost membership with full gym access, plus tools for healthy, active aging.
• Active&Fit Now / Active&Fit Direct — Great for employer, commercial, or health plan members. Flexible gym access with no long-term commitments and affordable options.
• Renew Active — Exclusive to UnitedHealthcare Medicare Advantage members. Combines fitness with brain health activities—stay strong and sharp.
• One Pass Select Commercial / One Pass Medicare/Medicaid — Broad coverage for commercial, Medicare, and Medicaid plans. Includes gym access, virtual workouts, and holistic well-being support.
• FitOn Health — Innovative hybrid benefit through various Medicare Advantage, commercial, and employer plans. Use monthly credits (paid by your plan) for in-person gym memberships, classes, or fitness experiences at our locations—plus unlimited digital workouts, nutrition plans, and wellness content for on-the-go motivation.


• Covered costs — Your plan handles the basics (no or minimal out-of-pocket for eligible members); easy upgrades if needed.
• Complete access — Train anytime at any North Carolina location (Raleigh Area, FayettevilleArea, Jacksonville Area, Wilmington Area, etc.).
• Personalized & inclusive — Senior-friendly modifications, group classes, complimentary personal training trials, and family perks like our free Kid Zone.
• Holistic perks — Showers, smoothie bars (at select clubs), and community events to keep you motivated and connected.
How to Get Started
1. Verify eligibility — Contact your insurance provider or visit the program site:
• SilverSneakers: silversneakers.com
• Silver&Fit: silverandfit.com • Active&Fit: activeandfitdirect.com
• Renew Active: uhcrenewactive.com
• One Pass: youronepass.com
• FitOn Health: fitonhealth.com (register or call 1-855-378-6683 for help)
2. Visit us — Stop by any club—our team can confirm your plan, enroll you, and get you moving the same day
3. Try it free — Not sure yet? Grab our 3-Day Guest Pass to experience everything (link to /tryus-today/).

How to Get Started
1. Verify eligibility — Contact your insurance provider or visit the program site:
• SilverSneakers: silversneakers.com
• Silver&Fit: silverandfit.com • Active&Fit: activeandfitdirect.com
• Renew Active: uhcrenewactive.com
• One Pass: youronepass.com
• FitOn Health: fitonhealth.com (register or call 1-855-378-6683 for help)
2. Visit us — Stop by any club—our team can confirm your plan, enroll you, and get you moving the same day
3. Try it free — Not sure yet? Grab our 3-Day Guest Pass to experience everything (link to /tryus-today/).
Ready to get active with your covered benefits?
Give us a call or drop in at the location nearest you – we’re here to make fitness easy and enjoyable!